Home Insurance

We’ll help you find a policy that protects you from the big risks and the small ones.

Home Insurance Coverage

Get the insurance your home needs.

Your home is the center of your entire family’s life and usually your biggest investment. That’s why home insurance is more than just something you purchase to prove to your mortgage company that their interest is protected. We’ll help you find a policy that protects you from the big risks and the small ones. Because it’s more than just a house, it’s your home.

Property Coverage

Pay for repairs to your home, garage or other buildings that are damaged.

Personal Property

If you have a loss of valuables in your home like jewelry, electronics or guns due to theft or damage. If you were to shake your house upside down what would fall out? This is usually your personal property. Keep in mind that sometimes your personal property isn’t at home and this topic is usually worth a discussion with your agent.

Liability

This will cover if there is a claim when someone is injured or their property is damaged.

Medical Expenses

This would be medical coverage for someone that is injured, other than a resident, on your property.

Living Expenses

If you have a complete loss or severe damage you may need temporary housing when you’re forced from your home. Most people can’t afford an extra home while theirs is being repaired so that is where this coverage would come in.

Some other coverage topics that may be worth a discussion with your agent are umbrella policies, jewelry, water back-up, home-based work, flood, or building codes. Our agents can help you understand your risks and help you evaluate whether you may need additional coverages in your home insurance plan.

Make sure to notify your agent about any renovations you’ve completed especially on important things like the roof, heating/cooling, plumbing, or electrical as these can sometimes help lower your cost.